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Happy Holidays from Clark Insurance Agency: Tips to Maintain a Warm Home!

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]At Clark Insurance Agency, we want to wish you and yours a happy, healthy, and safe holiday! During this season, you hope to create cherished memories with your loved ones. One way to do so is maintain a warm home. However, learning to do...

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Establishing Attendance Rules when Employees are Sick

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Have a lot of your employees been out sick recently? This could cause the productivity of your office to fall behind since key persons are not able to complete their tasks. How can you manage attendance during cold and flu season fairly? It...

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Preparing your Vessel for the Winter Season

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Don’t let the frost, snow, and ice destroy your marine business! The east coast is growing colder and colder each day, which is why you shouldn’t waste another minute leaving your boats, equipment, and employees exposed to potential risks brought on by the...

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Design Professionals Can Cut Liability, Boost Bottom Line

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]The following material is provided for informational purposes only. Before taking any action that could have legal or other important consequences, speak with a qualified professional who can provide guidance that considers your own unique circumstances. Drafting a clear and comprehensive scope of services...

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Ways to Repair Your Driving Record

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Are you concerned about your driving record? If you have had your fair share of traffic violations, it is important that you learn to steer away from your bad driving habits. Becoming a more defensive driver can help you repair your driving record,...

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Flexible Spending Account Year-End Spending

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Employers with a flexible spending account (FSA) benefit may want to remind participants that they must “use it or lose it” before the end of the plan year. Also, they should know that under the Affordable Care Act, the amount allowed for this...

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Starting a Compost Pile in Your Backyard

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Has your family become devoted to going green? This is a great way to save money on your bills while also helping the environment in the process. If you are interested in taking this movement a step further, you could start a compost...

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Exercising with Coworkers After Thanksgiving

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Are you worried about putting on the pounds this Thanksgiving? Although you may feel like you have no time to think about what you eat when you have so much to do at work, it is important to pay attention to your health....

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Tips to Protect Your Marine Business for the Next Hurricane

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Hurricane Sandy not only damaged businesses and homes on the main land, but also industries working along the shoreline. Although you should expect unpredictable weather as a marine business owner, it is also important to prepare for the worst. By securing your cargo,...

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A different way to think of insurance

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Here’s a different way to think about insurance. When you buy an insurance policy, you are paying a company to take your risk. Think about auto insurance in Maine and New Hampshire. A little fender-bender seems to cost a minimum of $1,000. A serious...

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Clark Insurance has a mobile site

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]More and more of us are using our smart phones to take care of business. Now you can bookmark the Clark Insurance mobile web site. Users can report a claim, get a quote or contact us. If you are a customer and need...

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Steps to Take After an Auto Accident

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] You may watch action movies with extreme car accidents and think, “That will never happen to me”. But you never know what the road has in store. Rather than putting your vehicle and family at risk, you should understand what steps to take...

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Lighting Up Your Home Safely for Halloween

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Are you excited for Halloween? If you are making last minute preparations for the big night, you may also be thinking about what lights to use for the outside. It is important to keep in mind that lots of kids will be venturing...

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Preparing for Hurricane Sandy

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Hurricane Sandy is moving North. Predictions continue to change as to where it will come ashore. Currently the brunt of the storm will strike the mid-Atlantic states. Nevertheless, we suggest you take precautions this weekend as this could be a humdinger if it...

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Earth quake insurance

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Did you feel the earthquake in Maine and New Hampshire last night? More importantly, do you have earth quake coverage? Probably not. Earthquake insurance coverage is not part of the homeowners insurance form. This needs to be added as an endorsement and it...

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Are You Going to the Maine Built Boats Global Outreach Conference?

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Being part of the marine business is a never ending learning experience. As you discover the unique risks you face both on land and sea and how you can protect your investment from them, you can also expand your knowledge about the industry...

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Cleaning Your Car Headlights

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Have you ever been driving down a dark road and come to find that your headlights seem weak? This could be due to the dirt and grime that has gotten on them from the summer transitioning into fall weather. This is a safety...

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Preserving Your Company Culture as Your Business Grows

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Over the past year, has your business been steadily growing? Although this is a positive for your profits, you may be concerned about how this is influencing your company culture. It is your job as a business owner to ensure that your employees...

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