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Insurance News / 22.09.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] This is not a call to retain your employment but a chance to improve your health. Most office workers spend nearly six hours a day sitting and about seven hours a day in bed according to the British Psychological Society. That does not include the hours we log in front of televisions and computers at home. As I write this article, I am standing at an elevated work surface with a much happier musculo-skeletal arrangement. So what are...

Insurance News / 15.09.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] My mother’s life was like a drop of water on a hot skillet. She never stood still – always looking for the next great adventure to engage her time, energy and creativity. When our father died unexpectedly, “Ma” was sixty years old with lots of mileage ahead of her. What she didn’t have was a solid grounding in all that our dad had assumed as his responsibility (e.g. finances, taxes, investments, insurance). Gratefully, she learned from others and...

Insurance News / 08.09.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Businesses large and small that accept credit cards in the United States are facing a harsh reality when it comes to fraud liability. In October 2015, most all major credit card companies will shift liability for data breaches and fraudulent purchasing onto businesses that have failed to adopt upgraded card security technology. What does that mean to businesses and their consumers? For some time, there has been technology considered more secure than the old magnetic stripe on credit cards....

Insurance News / 02.09.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] The leading cause of death among young drivers in the United States is traffic accidents. Though people between ages 15 and 24 are about 14 percent of the total population, they are involved in more than 28 percent of accidents involving injuries. Those injuries can be avoided or minimized by putting teens in cars that have high safety ratings. But how many families can buy a brand-spanking new car loaded with safety features when their teens take to...

Insurance News / 27.08.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] If you are a business owner, prospective buyer, CFO or partner, you’ll want to discover five easy-to-understand reasons why every business should have a solid buy-sell agreement. You’ll learn Register today for this complimentary session! Thursday, September 11 7:30 ~ 9:30 a.m. Marriott at Sable Oaks South Portland Contact Sandy Trottier strottier@clarkinsurance.com (207) 523-2254 The 5 “Ds” of a successful buy-sell agreement The three common mistakes in succession planning How to put an effective agreement in place [/vc_column_text][/vc_column][/vc_row]...

Insurance News / 25.08.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Hackers can guess 76 percent of the passwords in a data breach according to Agent & Broker magazine. As noted in recent local and national news stories, people always are scratching at your online door to obtain your data either directly or through someone else – like a big retail chain or a local merchant. If your account becomes vulnerable, your next and best line of defense is your password. Its strength can save you a lot of...

Insurance News / 18.08.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] I was a middle-aged, balding guy carrying too much weight when my doctor threw the flag on my cholesterol. With his encouragement, I changed to a vegan diet more than a year ago. Though I am not “a vegan”, I made a personal, non-judgmental choice about my health and my wallet. By choosing to avoid meat and dairy products and eating a whole food, plant-based diet, I took a deliberate step in a positive direction. I didn’t go...

Insurance News / 11.08.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] When I was 14, I’d come home from my morning paper route with the family still in bed, quietly take my mom’s car keys out of her purse and proceed to drive our VW bug in first gear around our yard in Portland; very daring and my parents never found out. Forty years later, it took an equal amount of daring to try to get my mother’s keys, but this time, to keep her from getting behind the...

Insurance News / 04.08.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] While you may have procedures for protecting your computers, actual practices may not be the same. You can trust people all you want but, when it involves critical data, you should verify with a penetration test that policies are being followed. Why all the fuss? Here’s an example. Imagine that someone in your business or at home inadvertently enables a virus from an email link that locks up all your files until you pay a ransom. Think about losing...

Insurance News / 25.07.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] A new law in Maine, LD 1729, brings into focus the lifetime consequences of operating a motor vehicle under the influence (OUI) – particularly for habitual offenders. The new law now looks at a driver’s ten-year record when considering punishment for felony OUI convictions. But there are even more long-term consequences for any OUI conviction. Here’s how it impacts insurance, foreign travel and family disruption. Maine’s newly revised OUI law increases license suspensions for people with previous convictions. The...

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