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Insurance News / 27.06.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] As we age, the wheels on the bus can begin to wobble. If you’re a driver for your business, what happens if one of those wheels falls off, not due to death but because of a disability? The passengers on your bus depend on you for their livelihood. Property and liability insurance is a must for any business yet many owners haven’t yet made the investment in business disability insurance. Yes, there are such products. Hopefully, you have personal...

Insurance News / 26.06.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] In the course of a year, we engage in an array of business, civic and charitable activities in ways that give back to our communities and improve our ability to serve our customers. Please enjoy our 2013 Annual Report as it captures who we are and what we value.[/vc_column_text][/vc_column][/vc_row]...

Insurance News / 23.06.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] “Forty-seven states, the District of Columbia, Guam, Puerto Rico and the Virgin Islands have enacted legislation requiring private or government entities to notify individuals of security breaches of information involving personally identifiable information,” according to the National Conference of State Legislatures. Those states include Maine and New Hampshire. ka-CHING! What is your company obligated to do in the event of an actual or suspected breach? What is your company’s liability for an unauthorized release of information? Does insurance cover...

Insurance News / 17.06.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] More and more, residents of the Northeast are learning what those in warmer states have learned over time – air conditioning makes life more comfortable but also adds an element of risk from mold. For that small percentage of people who are hyper-sensitive to mold spores, prevention can mean fewer doctor bills and greater comfort. With warm weather upon us, it makes sense to look carefully at your air conditioners to be sure they are clean and running...

Insurance News / 09.06.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] As proud bi-peds in a quadra-ped world, our the feet bear the unusual burden of our entire weight yet allow us to walk, hop, skip, jump and run through life. It’s one of the reasons we need to take care of these two complicated appendages and prevent illnesses and injuries that can disable them. So, let’s take a look at foot pain and how to prevent it. We seldom think about our feet except when they are protesting about...

Insurance News / 30.05.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] “Dopey bit someone?!?” Even though he may usually be gentle, that big, slobbering four-legged goofball of a dog actually might have had a bad day, been provoked or had some other reason to sink his teeth into someone’s hand, arm or leg. More than a third of all homeowner’s liability claims are due to dog bites according to the Insurance Information Institute. About one of every six bites requires medical attention. Though the probability of a bite is...

Insurance News / 19.05.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] It seems that we’re seeing or experiencing more frequent and severe weather events; and fingers are being pointed toward human activities (anthropogenic warming) as a contributing factor. Because of the human and economic devastation caused by severe weather, it is our nature to want to control these events if humans are considered a cause. From an insurance perspective, we share the same desire whether it is controlling the causes or preventing damage. After all, insurance companies pay the bills...

Insurance News / 12.05.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Unless you have had reason to be inducted to the ranks of colonoscopy veterans at an early age, most adults don’t worry about such things until their 50th birthday. What a great way to start the second half century of life! There is very little that is pleasant about the procedure other than to experience the relief of concluding it and being told you are OK. However, improvements in non-invasive testing may change that birthday milestone into something...

Insurance News / 05.05.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] During my brother’s respectable forty one years as a Maine banker, he weighed the odds of making loans. He did his home work on the risks facing businesses of every kind, understood the data and researched not just the trends of the industry, he evaluated the financials and track record of prospective borrowers. He made educated decisions before committing the bank’s money. Somewhere along the way, however, this risk-wise sibling became enamored of motorcycles… My brother is highly educated...

Insurance News / 29.04.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Bikes are back on the road in greater numbers with some of the worst road surface conditions in recent memory due to our hard winter. Swerving around potholes and debris, cyclists and drivers are likely to be in dangerous conflict but the law is on the side of the two-wheelers. That said, everyone wishing to proceed safely on our highways and byways in Maine and New Hampshire need to exercise caution and courtesy. There is nothing more irritating to...

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