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Insurance News / 31.01.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] The issues that keep us awake at night are the ones over which we feel the least control: health, employment, retirement, money, relationships. How about changes in leadership? Does that trigger the anxiety button? Someone unexpectedly gets fired, hired, promoted, leaves or dies. For those who have aspirations in their career or rely on a leader for their employment, sudden changes can really hit your gyroscope and distract the company from the core mission of delivering services and products. Gratefully,...

Insurance News / 25.01.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Years ago, we spent more than $5,000 for the removal of a twisted spleen from our eight year-old standard poodle. Our three young sons had sided with Buddy, their BFF, so euthanasia was off the table. This episode was a reminder that our next dog also would be a family member and that we didn’t want to face an economic dilemma when his health was jeopardized. We pay about $39 per month to cover our 7 year-old miniature...

Insurance News / 18.01.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Some years ago, our son jammed his finger during soccer practice but stoically didn’t complain until after dinner when it began to hurt from swelling. We called the pediatrician who advised that we head for a walk-in clinic or emergency room to check it out. WHOA! A trip through one of those doors is expensive for either the family or the insurance company. Being on a high deductible health plan, we opted to administer ibuprofen, ice and a...

Insurance News / 08.01.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] One of the hottest selling Christmas presents in 2015 was the two-wheeled hoverboard. More accurately, they are a rechargeable self-balancing personal vehicle that can travel up to 12 hours and reach speeds of 12 mph. Besides being a form of leading edge fun with a great “wow” factor, hoverboards present an entirely new set of hazards not the least of which is liability. So what should you know about these futuristic wheels How they work. Unlike Marty McFly’s futuristic...

Insurance News / 30.12.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] According to the U.S. Energy Information Administration (EIA), retail prices for gasoline in New England continue to decline. Compared with a high of $3.72 per gallon of regular gas in 2012, consumers now are paying $2.06 – a savings of $1.66 per gallon. For passenger car drivers averaging 36 miles per gallon during 12,000 miles of travel, that means an annual savings of about $553. For those people heating with oil, EIA projects average savings of $459 per household...

Insurance News / 18.12.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Let me introduce you to little Zach who has asked his parents for a camera-equipped drone for Christmas. Radio controlled vehicles have been a family staple of the holidays ever since the first wireless remote controlled toys were first manufactured. By the way, give to credit Nikolo Tesla for introducing the first wireless boat in 1898. So, why should we worry about little Zach? Zach, full of holiday joy and way too much sugar, is elated when he opens...

Insurance News / 11.12.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] There’s an old adage, “It’s not what you know but who you know that counts.” There’s a lot of truth in that statement. Those who reach out, get engaged and connect with others tend to create opportunities for themselves. We’re all in the business of sales even if it’s simply selling ourselves as a friend, neighbor, volunteer or employee. In addition to acquiring knowledge and skills, connecting is what internships are all about. For college students, internships are...

Insurance News / 04.12.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Last week we asked “What’s your idea to stop texting-while-driving?” Responses (thank you!) fell into two general categories: consequences and technology. Here are a couple of the comments. “Saw a sign in FLORIDA last month. ‘Honk if you love Jesus. Text while driving if you want to meet him!’” “Disable the phone while the vehicle is moving.” “Would need to disable all phones once the engine is engaged. I saw a woman texting and smoking while driving…you can’t...

Insurance News / 30.11.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Seriously, besides being killed, we want to know how you would stop people from texting-while-driving. Why? The National Highway Traffic Safety Administration recently announced U.S. traffic deaths rose by 8 percent in the first six months of 2015. Texting was prominently indicated as a leading cause. It’s time we get serious about stopping this fatal attraction. So, what would you do to stop it? We’d like to share your ideas in our next column so drop me a line...

Insurance News / 20.11.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] I come from parents who were conservative Yankees. They lived through the Depression and World War II being cautious with their money – including how they died. Our dad’s ashes were buried in a Chock Full o’ Nuts coffee can and my mother’s were in her favorite cookie jar. They were frugal except with their sense of humor. Both wanted no extraordinary measures or costs at the end of their lives as well as simple, joyful celebrations in...

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