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Insurance News / 11.12.2015

There’s an old adage, “It’s not what you know but who you know that counts.” There’s a lot of truth in that statement. Those who reach out, get engaged and connect with others tend to create opportunities for themselves. We’re all in the business of sales even if it’s simply selling ourselves as a friend, neighbor, volunteer or employee. In addition to acquiring knowledge and skills, connecting is what internships are all about. For college students, internships are the best way to start connecting with...
Insurance News / 04.12.2015

Last week we asked “What’s your idea to stop texting-while-driving?” Responses (thank you!) fell into two general categories: consequences and technology. Here are a couple of the comments. “Saw a sign in FLORIDA last month. ‘Honk if you love Jesus. Text while driving if you want to meet him!’” “Disable the phone while the vehicle is moving.” “Would need to disable all phones once the engine is engaged. I saw a woman texting and smoking while driving…you can’t legislate common sense or have enough watchdogs...
Insurance News / 30.11.2015

Seriously, besides being killed, we want to know how you would stop people from texting-while-driving. Why? The National Highway Traffic Safety Administration recently announced U.S. traffic deaths rose by 8 percent in the first six months of 2015. Texting was prominently indicated as a leading cause. It’s time we get serious about stopping this fatal attraction. So, what would you do to stop it? We’d like to share your ideas in our next column so drop me a line at tpayne@clarkinsurance.com. It doesn’t take a rocket scientist...
Insurance News / 20.11.2015

I come from parents who were conservative Yankees. They lived through the Depression and World War II being cautious with their money – including how they died. Our dad’s ashes were buried in a Chock Full o’ Nuts coffee can and my mother’s were in her favorite cookie jar. They were frugal except with their sense of humor. Both wanted no extraordinary measures or costs at the end of their lives as well as simple, joyful celebrations in their memory. Why do I tell this...
Insurance News / 11.11.2015

November is Long Term Care Awareness Month, so I suppose I should regurgitate a bunch of statistics about how many people will need long term care services, how much nursing homes cost, blah, blah, blah. But that’s not what this is about. You already know LTC is real; you’ve seen it – perhaps in your own family, or at work, or in a friend’s family. LTC happens, period. Instead of re-hashing statistics, let’s work on an awareness of what LTC means to you, your family and...
Insurance News / 04.11.2015

In the last couple of weeks, some aspect of your current lifestyle has gone through yet another round of new findings to spare you from disease. Don’t eat sugar. Processed meat causes cancer. Red meat could possibly cause cancer. Seriously?!? Well, yes. What do these findings mean and what should you do about it? Let’s start with the conclusion: eat a balanced diet and drink in moderation; exercise; and get regular checkups. That has been good advice for decades and will continue to be so. HOWEVER,...
Insurance News / 26.10.2015

John Traynor, Chief Investment Officer at People’s United Bank Wealth Management, seems optimistic for the growth of the New England economy. In his outlook for 2016, he recently told members of Corporate Partners at the University of Southern Maine that key economic indicators were trending in a modest but positive direction. Though he offered a few cautionary notes, his presentation was filled with good data and illustrations that supported his optimism. So why the confidence and what issues should keep us awake? Much of the discussion...
Insurance News / 16.10.2015

Despite tepid growth in the region’s economy, many employers are finding it a challenge to recruit willing and qualified employees. Many applicants lack skills while others may be challenged by personal circumstances such as day care or transportation that make it hard to get and keep a good job. For employers and prospective employees, there’s a little known resource for employment, training and support – it’s Goodwill of Northern New England. What’s it all about? For the vast majority of us, Goodwill is a mecca for quality...
Insurance News / 12.10.2015

Many of the most frequent and costly insurance claims for businesses are winter-related accidents. With more frequent cold weather, property owners need to take steps now to avoid injuries as well as property and liability claims. Here are a number hazards to avoid and risk control measures to take right through the dark days of winter. Slips, trips and falls. For employers, keeping pathways, steps, loading docks and parking lots shoveled, plowed, salted and sanded will protect their employees from serious injuries. Failure to do...
Insurance News / 02.10.2015

The deluge that visited parts of New England this past week left a lot of water-damaged buildings and cars in its wake. The first call many owners made was to their insurance agent to report a claim. Sadly, some of those conversations ended with, “I’m sorry but you’re not covered.” What? You paid your premiums! Before you go wild, read on. First, let’s understand that the two highest months for rain in the region are October and November so if you don’t know if you have...




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