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Insurance News / 04.11.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] In the last couple of weeks, some aspect of your current lifestyle has gone through yet another round of new findings to spare you from disease. Don’t eat sugar. Processed meat causes cancer. Red meat could possibly cause cancer. Seriously?!? Well, yes. What do these findings mean and what should you do about it? Let’s start with the conclusion: eat a balanced diet and drink in moderation; exercise; and get regular checkups. That has been good advice for decades...

Insurance News / 26.10.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] John Traynor, Chief Investment Officer at People’s United Bank Wealth Management, seems optimistic for the growth of the New England economy. In his outlook for 2016, he recently told members of Corporate Partners at the University of Southern Maine that key economic indicators were trending in a modest but positive direction. Though he offered a few cautionary notes, his presentation was filled with good data and illustrations that supported his optimism. So why the confidence and what issues...

Insurance News / 16.10.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Despite tepid growth in the region’s economy, many employers are finding it a challenge to recruit willing and qualified employees. Many applicants lack skills while others may be challenged by personal circumstances such as day care or transportation that make it hard to get and keep a good job. For employers and prospective employees, there’s a little known resource for employment, training and support – it’s Goodwill of Northern New England. What’s it all about? For the vast majority of...

Insurance News / 12.10.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Many of the most frequent and costly insurance claims for businesses are winter-related accidents. With more frequent cold weather, property owners need to take steps now to avoid injuries as well as property and liability claims. Here are a number hazards to avoid and risk control measures to take right through the dark days of winter. Slips, trips and falls. For employers, keeping pathways, steps, loading docks and parking lots shoveled, plowed, salted and sanded will protect their...

Insurance News / 02.10.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] The deluge that visited parts of New England this past week left a lot of water-damaged buildings and cars in its wake. The first call many owners made was to their insurance agent to report a claim. Sadly, some of those conversations ended with, “I’m sorry but you’re not covered.” What? You paid your premiums! Before you go wild, read on. First, let’s understand that the two highest months for rain in the region are October and November so...

Insurance News / 25.09.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Here’s a big change that will require some work. If implemented as proposed, most employees earning between $23,600 ($455/week) and $50,440 ($970/week) will be eligible for overtime wages under new soon-to-be enacted regulations. This change in the federal Fair Labor Standards Act (FLSA) will require employers to take decisive steps to comply with the law. At a recent Breakfast Briefing sponsored by Clark Insurance and Pro Search, attorney Gregg Frame of Taylor McCormack and Frame admonished a gathering of...

Insurance News / 21.09.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Do you love traveling for your vacation? When going to a new place, you pull out maps, read the travel guides and you ask well-travelled friends for tips. For vacations, we tend to plan and save. Well, maybe it’s time to think of our retirement as a vacation – a long vacation of about 22.5 years. On average, babies born this year will live until they are nearly 90 years of age. If you divide 90 by four, you...

Insurance News / 03.09.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Not “knowing” is not only a risk but also is a huge and unproductive source of anxiety. Whether it’s personal or in business, not “knowing” impacts our emotions, performance and our behavior. On a personal level, lack of knowledge strikes fear into our souls whether it’s financial security, relationships, career paths or our health. In business, not “knowing” what your employees, co-workers and customers really think about you and your organization can measurably impact satisfaction and the bottom...

Insurance News / 03.09.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] In 2008, the University of Southern Maine introduced a new program called Risk Management & Insurance (RMI), an industry-funded initiative spearheaded by Ken Ross, a USM graduate and now the chair of the board of directors of Clark Insurance . The new academic offering was a collaborative venture between USM and Maine’s insurance industry to expose undergraduates to the social and economic impact the discipline provides in society. It also has helped create wonderful job opportunities. Since the...

Insurance News / 14.08.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Oz was a fantastical place of Munchkins, Wizards and talking scarecrows. However, after a Kansas house dropped on the Wicked Witch of the East, her sister threatened “I’ll get you, my pretty,” and soon sent her monkeys aloft to retrieve Dorothy and her little dog, too! Things coming out of the sky that can deliver and retrieve are no longer a fantasy, though. Today’s drones pose a host of opportunities and challenges for users and those around them....

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