Closeup photo of pens and a laptop

Our Blog

Insurance News / 08.02.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] A traffic incident a few years back brought to light the inherent conflicts between bicyclists riding the roads and drivers. The incident involved a cyclist crossing the bridge through a construction site that had no shoulder or bike lane. The cyclist claimed a driver nearly forced him to go over the bridge railing to avoid serious injury. The driver said he yielded to the cyclist. The confrontation that followed further inflamed the matter but brought much needed awareness...

Insurance News / 07.02.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Teenagers happen and you ask yourself, “What were they thinking?” Scientists tell us that the brain does not fully mature until the early twenties and even then, there are no guarantees we’ll always act responsibly. That’s why the stories we tell our parents about our high school and college hijinks AFTER we grow up make us all wonder how any of us survived our youth. We hope our kids never act the same way, but of course, they...

Insurance News / 06.02.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] What color car? You’re getting married? Is it a boy or a girl? You want a four bedroom house? Was he drunk? How big a power boat? What colleges is she visiting? What’s the prognosis? She left you how much? Life comes at us in stages and usually in slow motion. A lot of what we experience is an outcome of planning and hard work. But then again, life can happen in ways we least expect – a health...

Insurance News / 05.02.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] When there’s a hill to climb, don’t think that waiting will make it any smaller. Here in Maine and New Hampshire, the sun’s setting earlier and temps are dipping. It’s getting late in the season to cure the critical repairs that could cause an uncovered insurance loss on your home or business this winter. Uncovered loss? Insurance policies don’t cover damage caused by normal wear and tear such as leaky roofs, dry rot or decaying windows. So what do you...

Insurance News / 04.02.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Tales of attempted fraud can be awfully amusing but horribly expensive – like the guy who was collecting insurance benefits for an injury he claimed prevented him from working. The gentleman, however, won a moose hunting lottery permit and his name was published in the newspaper. The insurance company’s fraud unit, having scanned the list, called to congratulate the hunter on his good fortune and offered “guide” services to determine where the “injured” worker would be hunting. The...

Insurance News / 03.02.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Hackers can guess 76 percent of the passwords in a data breach according to Agent & Broker magazine. Someone scratching at your online door with lots of determination may be able get at your passwords so why make it easy. Password strength can save you a lot of anguish. So, what makes a strong password – and one that you also can remember? Let’s cover the “don’ts first: Don’t use linear sequences (e.g. 123456) or key strokes (e.g. QWERTY) ...

Insurance News / 02.02.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] According to WIRED, “Google’s autonomous cars have driven 1.3 million miles since 2009. They can recognize hand signals from traffic officers and “think” at speeds no human can match. They’ve been involved in 17 crashes, but have never been at fault. Google’s previously predicted they’ll be road-ready by 2020. An article on the Computerworld web site estimates that if 90 percent of vehicles were fully automated: 4.2 million accidents would be avoided Annual traffic fatalities would be reduced by...

Insurance News / 01.02.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Jim Collins in his book, Good to Great, advises organizations wishing to achieve world-class success to know and perfect what they can do best to the virtual exclusion of all others. Once that position of market dominance has been established, Collins says they need to innovate and continually re-energize their efforts to ensure momentum. So, what does Maine offer when it comes to making strategic investments that could achieve world-dominance?!? Focus Maine has determined there are four “traded sectors”...

Insurance News / 01.02.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] A competitive insurance market is a pretty remarkable thing. It allows individuals, owners and employers to transfer their risk at a very low cost to a company that will pay to restore what’s been lost. For most people and companies, it allows them to recover from potentially devastating losses. Though the fundamentals are the same for both property/casualty and health insurance, the examples below address property/casualty and the need for profit. Imagine not having insurance and seeing your home...

Insurance News / 31.01.2016

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] The issues that keep us awake at night are the ones over which we feel the least control: health, employment, retirement, money, relationships. How about changes in leadership? Does that trigger the anxiety button? Someone unexpectedly gets fired, hired, promoted, leaves or dies. For those who have aspirations in their career or rely on a leader for their employment, sudden changes can really hit your gyroscope and distract the company from the core mission of delivering services and products. Gratefully,...

Request a Free Insurance Quote