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Insurance News / 14.08.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Oz was a fantastical place of Munchkins, Wizards and talking scarecrows. However, after a Kansas house dropped on the Wicked Witch of the East, her sister threatened “I’ll get you, my pretty,” and soon sent her monkeys aloft to retrieve Dorothy and her little dog, too! Things coming out of the sky that can deliver and retrieve are no longer a fantasy, though. Today’s drones pose a host of opportunities and challenges for users and those around them....

Insurance News / 13.08.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Maine is a day trip or less from cities and towns north of Philadelphia and east of Buffalo. For thousands and thousands of families who ski, sail, tour or simply dwell through the four seasons, buying or passing along a second home in Maine is rich with possibilities. Here’s a reflection of our own experience and some advice to ponder. In 1918, it was a long and bumpy trip on the road from Jamaica Plain in Boston to Perkins...

Insurance News / 07.08.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Approximately 21 million young people are getting ready to go or return to American colleges and universities. With this annual migration of our best and brightest come risks that can be avoided and insured. What should you be doing now to ensure a safe and successful academic year? Dorms, apartments and houses will be filled in just a few weeks with all the “stuff” that goes with pursuing higher education – clothes, computers, text books, bikes, stereos, cell phones,...

Insurance News / 27.07.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] In New England, we pride ourselves on our independence. That Yankee trait often includes our work status. “I work for myself!” may be a proud declaration but do you really work for yourself in the eyes of the law? In Maine, seven steps are used to determine worker status. New Hampshire has 12 criteria that must all be met. And in Massachusetts, a three prong test leaves little room for interpretation. Let’s take a look at one set...

Insurance News / 24.07.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] The insurance industry often is made out to be the boogie man when it comes to responding to claims. If you believed all the ads that question the sincerity and character of insurance professionals, you’d think nary a dollar was spent to settle a claim or that policyholders are systematically ripped off with lower than advertised settlements. Your personal experience may be the best measure but here are some statistics and experiences to ponder. Let’s start with what insurance...

Insurance News / 17.07.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Let’s start with a fact: In a 2009 study by Javelin Strategy & Research, 38 percent of identity theft victims said “the perpetrator had obtained their Social Security number and used it in the crime.” Identity thieves are getting bolder and better at extracting information from trusting potential victims. So who really needs your Social Security number and when should you comply? First, think about the term Social Security. The word “security” ought to trigger your defensive instincts when...

Insurance News / 14.07.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]This may be the smartest and hardest conversation you ever have about your future. Click here to listen to Rob Lowe, Maria Shriver and others talk about the personal reasons to learn more about long term care. If it moves you, call Kerry Peabody at 207-523-2253. [/vc_column_text][/vc_column][/vc_row]...

Insurance News / 10.07.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] In recent years, some very high-profile thefts by employees and professionals have occurred in New England. These have been highly sophisticated and very costly schemes that took place in just a click of the mouse or over several years. The lure of extra income entices some people to steal from their employers or businesses. Often there’s insurance coverage but sometimes, there’s not. What drives people to steal from an employer? Opportunity, knowledge of how things work, feelings of unfair...

Insurance News / 02.07.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] What’s the normal posture of a teenager these days? Hint: This position once was known as the BlackBerry prayer. Head down, back and neck curved, thumbs flying all while using their smart phones. However, the practice of posture-torquing texting has created serious consequences for our skeletal structure – in a phrase, “text neck”. Here’s what you need to know and do. “Text Neck” is a condition being seen more and more often by the health care community. It is...

Insurance News / 29.06.2015

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Maine’s fireworks law has now been in effect since the 125th Legislature allowed municipal ordinances to govern possession, sale and use of pyrotechnics. Currently, thirty-nine communities prohibit the sales or use of consumer fireworks. Though many a festive occasion calls for setting off some celebratory skyward displays, is the Fourth of July (right around the corner) that sends us to the store for Blinkers, Blockbusters and Blossoms. So what do we know about our fireworks tradition and how...

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