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Insurance News / 18.05.2015

“Your records and credit reports were viewed four times by persons unknown on May 18, 2015. A file (#738567) has been set up by our division to investigate. Please go to this web site immediately (http://www.wearegoingto fleeceyou.now) to view details of these inquiries and then call our office to discuss the matter. You will find the investigator’s direct number on the web site. Please reference your case file when calling.” Or how about this one? “I am sorry to have contacted you without your prior notice, this...
Insurance News / 14.05.2015

A/E Joint Ventures: A Liability Challenge The following material is provided for informational purposes only from Clark Insurance. Before taking any action that could have legal or other important consequences, speak with a qualified professional who can provide guidance that considers your own unique circumstances. Collaboration seems to be a key concept in today’s design and construction environment. Integrated project delivery, design-build, and other alternative project delivery methods emphasize nontraditional arrangements and partnerships among designers and between designers and contractors leading, to a blurring of roles and...
Insurance News / 11.05.2015

Looking at 2011 data, it appears that more than 777,000 people chose to ride their bike to work as their primary means of transportation according to the Census Bureau’s American Community Survey. The data suggest that the percent of those pedaling to their job has remained relatively stable at about one half of one percent. May is National Bike Month and Monday through Friday, May 11th – 15th is National Bike to Work Week. So what’s to know about making a bike ride to work...
Insurance News / 04.05.2015

What would you do in retirement if you had no financial constraints? Would it be just what you’re doing today? Work part-time? Travel? Volunteer? Start a company? Go back to school? Financial constraints are what keep many of us from pursuing hobbies and passions but making a plan will help make dreams come true. So what do we need to know to prepare for a fulfilling retirement? Bob Lowry, who blogs for nextavenue.org, advises “not to worry so much about their total savings, where to live...
Insurance News / 27.04.2015

It may seem like all Americans are eating worse than ever but data suggests something a little different. When researching dietary trends, you might come across the Center for Science in the Public Interest, a non-profit organization that is 90 percent consumer-based for its funding. When discussing matters of food these days, we really need to understand what “science” is being funded and by whom. So what does CSPI say about dietary trends? Since 1970, their data indicate that the consumption of beef per person has...
Insurance News / 22.04.2015

I am pleased to share with you our Clark Insurance 2014 Annual Report. Throughout the past two decades, Clark Insurance has enjoyed a track record of success serving our valued customers. The past five years have been record setting, even during the difficult economic years. We have been blessed with a team of motivated, caring and professional employees. Our people have risen to the occasion time and time again. Our insurance company partners have been there for us, as well. We publish this report for our customers, employees...
Insurance News / 20.04.2015

The 2015 edition of Measures of Growth produced by the Maine Economic Growth Council has been released. The report is a snapshot of the state’s economic trends including the risks and rewards of living or doing business in Maine. Everyone who claims Maine as their home or as a suitable place for investment should pay attention and act accordingly. So how are we really doing? Not great using the indicators of the Growth Council. The analysis indicated Maine made progress toward benchmarks in four categories, lost...
Insurance News / 17.04.2015

With more than 80 years serving business and personal insurance customers, our team has successfully been growing our business in New Hampshire. The reason is simple – we know more so you can worry less. That knowledge about insurance coverage is backed 100% by outstanding service. We return phone calls and answer questions in a timely fashion. We get to know you, your business and your aspirations. We design a coverage program before we look for competitive prices. Our on-staff claim and loss control team work to reduce your risks...
Insurance News / 13.04.2015

Maine once led the nation in the cost of workers’ compensation insurance but reforms and hard work have changed all that. Since 1992, costs have been cut in half. The two most important changes were reducing the number of work-related injuries and removing costly conflicts from the claim management process. In addition, lost time injuries have dropped precipitously contributing to more than $180 million in dividends paid back to the customers of Maine Employers’ Mutual Insurance Company (MEMIC), the state’s largest and leading workers’ compensation insurer....
Insurance News / 06.04.2015

Volunteer fire departments in Maine and New Hampshire need your help. For the sake of taxpayers’ wallets and residents’ safety, the volunteer firefighter is essential and they perpetuate a great tradition of teamwork and community service that dates back more than a century in many towns. So, what are the challenges and how can you help? Though some towns may employ a full time professional as chief, the primary challenge is to recruit and retain able-bodied volunteers and then nurture a culture of service, knowledge and...

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