Insurance News

Insurance News / 25.03.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Years ago, our family spent more than $5,000 for the removal of a twisted spleen from our eight year-old standard poodle. Our three young sons sided with Buddy, their BFF, so euthanasia was off the table. Today, affordable pet insurance is available in...

Insurance News / 18.03.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Winston Churchill has been quoted as saying, “Never let a good crisis go to waste.” In the world of risk management, that attitude has a lot going for it. A crisis is a test that gives you an opportunity to tell your story,...

Insurance News / 11.03.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] It pays to be born in Maine. For those whose parents have the foresight to give birth in Maine, a $500 savings account earmarked for higher education will now be established in every new baby’s name. The question will be whether or not...

Insurance News / 04.03.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] As consumers, our knowledge about the all-in cost of health care procedures is abysmal – and hospitals aren’t much better. Of course, there’s a perfectly good reason; most all of the cost is paid by an insurance company. A hip replacement, for example,...

Insurance News / 25.02.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] During the Olympics in Sochi, we visited our son in Montana where many college students pursue their “45 degree” – a metaphor for some of the best downhill skiing in the country if you’re a university student. A couple of days before arriving...

Insurance News / 14.02.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] We recently hosted a Junior Achievement class from Scarborough Middle School to introduce them to insurance which is primarily the business of risk transfer. BOR-ING! Well, not so boring if you are a twelve year old carrying a box filled with real money...

Insurance News / 11.02.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Imagine reducing by nearly half the number of people categorized as high risk for chronic disease (e.g. diabetes, cancer, cardiac disease, stroke, arthritis) through wellness coaching. Now imagine that you are an employer covering the lives of more than 10,000 employees and their...

Insurance News / 10.02.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] If you’re self-employed, or if you work for a small business, there’s a good chance that you have either no protection against a long term disability, or very limited protection. Kerry PeabodyCSA, CLTC Kerry Peabody CSA, CLTC According to the Social Security Administration, 69% of the private...

Insurance News / 30.01.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Now is the time to set measurable objectives to reduce accident costs with improved risk controls in 2014. Progress on measurable safety objectives, with specific actions (or “steps”) to reach those objectives, is a vital risk control tool. Which type of objective works for you? One...

Insurance News / 24.01.2014

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]We are receiving a rash of calls here at Clark Insurance reporting damage from burst pipes. Here’s a basic check list to protect your property: keep the heat at 65 and allow air to circulate throughout your entire house wrap accessible pipes with...

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