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Insurance News / 16.01.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]This message is intended for students and adults alike. Please pass it along to your employees and their families. Twenty two percent of adults responding to a Harris Interactive poll said they admit they have sent and read text messages while driving. Forty nine percent of those under age 35 text while driving. Among teenage drivers, it is the number one distraction. As of September 28, such activity is now against the law in Maine and punishable by a minimum...

Insurance News / 08.01.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Maine’s economy is in for a long, long, slow recovery according to Charlie Colgan’s annual forecast. Professor Colgan, of the Muskie School of Public Service, began his annual road show with presentations in Portland and Lewiston this week. The opening slide of his presentation set the tone – Lucy once again snatching the football away from a trusting Charlie Brown. The message? Don’t get your hopes up, folks; external forces are impeding a quicker recovery which means Maine...

Insurance News / 04.01.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]For households with current or aspiring teen aged drivers, there is sobering news from the Centers for Disease Control and Prevention (CDC).According to the federal agency, “In 2010, about 2,700 teens in the United States aged 16–19 were killed and almost 282,000 were treated and released from emergency departments for injuries suffered in motor-vehicle crashes. Young people ages 15-24 represent only 14% of the U.S.population. However, they account for 30% ($19 billion) of the total costs of motor...

Insurance News / 24.12.2012

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]At Clark Insurance Agency, we want to wish you and yours a happy, healthy, and safe holiday! During this season, you hope to create cherished memories with your loved ones. One way to do so is maintain a warm home. However, learning to do this safely can help prevent accidents, something you don’t want during the holidays. Here are some tips on how to stay cozy in your home: When burning an open fire, make sure to eliminate all...

Insurance News / 17.12.2012

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Have a lot of your employees been out sick recently? This could cause the productivity of your office to fall behind since key persons are not able to complete their tasks. How can you manage attendance during cold and flu season fairly? It is important to keep the health of your employees and growth of your business in mind when making this decision. To be a respectful and fair business owner, you should recognize that there are times when...

Insurance News / 10.12.2012

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Don’t let the frost, snow, and ice destroy your marine business! The east coast is growing colder and colder each day, which is why you shouldn’t waste another minute leaving your boats, equipment, and employees exposed to potential risks brought on by the winter season. Take the time to protect your marine company with marine insurance and these helpful tips, provided by your friends here at Clark Insurance. The loss of equipment can be quite expensive, especially if it...

Insurance News / 10.12.2012

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]The following material is provided for informational purposes only. Before taking any action that could have legal or other important consequences, speak with a qualified professional who can provide guidance that considers your own unique circumstances. Drafting a clear and comprehensive scope of services has long been recognized as an important tool in reducing your professional liability risks. Often overlooked,however, is that a complete and accurate scope of services can also boost your bottom-line profitability. By itemizing all of...

Insurance News / 03.12.2012

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Are you concerned about your driving record? If you have had your fair share of traffic violations, it is important that you learn to steer away from your bad driving habits. Becoming a more defensive driver can help you repair your driving record, along with some other steps to take. In no time, you will be back on the road in a better place than you were before. Whether you experience a small fender bender or a large collision,...

Insurance News / 29.11.2012

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Employers with a flexible spending account (FSA) benefit may want to remind participants that they must “use it or lose it” before the end of the plan year. Also, they should know that under the Affordable Care Act, the amount allowed for this pre-tax set aside is being capped at $2,500 for 2013. What prompted us to think about offering this reminder was a piece on WBZ-radio that suggested how to use unspent money by year-end: Pre-pay the kid’s...

Insurance News / 26.11.2012

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Has your family become devoted to going green? This is a great way to save money on your bills while also helping the environment in the process. If you are interested in taking this movement a step further, you could start a compost pile in your back yard. Are you wondering exactly what a compost pile is? Instead of having your food waste brought to the dump, you can create rich, organic matter to help grow your garden and...

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