Author: hsmuser

Insurance News / 14.05.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]There’s an old saying, “I wouldn’t be paranoid if they weren’t out to get me.” For business owners, partners and investors, the threat of employee theft requires vigilance and prudence. No matter how trusting you may be, there are people in the world...

Insurance News / 30.04.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Recovery from the Boston Marathon bombings continues as people, families and businesses try to return to some degree of normal life – or the new normal, as some have said. Medical bills, funeral expenses, long-term rehabilitation, property damage and business interruption are just...

Insurance News / 22.04.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]It is no secret that clients file the vast majority of claims against environmental consultants. And inevitably, each one of these claims involves unmet client expectations. In some cases, the client has every right to be upset. When an environmental firm’s negligent errors or...

Insurance News / 09.04.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]“Don’t aspire to make a living. Aspire to make a difference.” – Denzel Washington With that sense of purpose, all of us at Clark Insurance are pleased to offer the following annual report for 2012. The business of insurance is the work of identifying risk...

Insurance News / 09.04.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]You want safe? The 2013 Honda Accord and Honda Civic take the honors for safety among mid-size and small cars according to the Insurance Institute for Highway Safety (IIHS). Each earned the Top Safety Pick+ (TSP+) in the annual crash test rating. To...

Insurance News / 02.04.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Turner Barker Insurance, a wholly owned subsidiary of Gorham Savings Bank, soon will be merged with Clark Insurance according to Gorham Savings Bank President Christopher Emmons and Clark Insurance President Kenneth Ross. The intention is to complete the transaction within thirty to forty-five...

Insurance News / 26.03.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] It doesn’t matter what kind of business you run, but let’s say your company is a blasting contractor and a blast gets away from you. BOOM! Boulders start flying. Vehicles are damaged. Rocks rain through the windows of adjacent properties. Neighbors are running...

Insurance News / 19.02.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Question: What happens when an employer is sued for an employment practice that is “wrongful” under state law, but not federal law? Is the employer going to be on the hook for defense and settlement costs? What about fines, penalties, non-monetary damages, or...

Insurance News / 12.02.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]This year marks the 20th anniversary of the reform of Maine’s once-notorious workers’ compensation system. This landmark legislation was a hard-fought and hard-won victory for both workers and employers. The reform has been characterized as “under-promising and over-delivering.” That’s an understatement in itself....

Insurance News / 21.01.2013

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]One of the benefits of living in Maine is that it’s one of the least expensive states in the country for insurance according to a story in the Portland Press Herald. Low crime, minimal litigation and few coverage mandates are complemented by a...

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