Glossary of Insurance Terms

Gatekeeper

Decided when a patient should be referred to a specialist or when particular tests should be given

Geriatrics Manager

A person who assesses the needs of elderly people in terms of what services they need, often arranges for these services and keeps in touch with the person. The geriatrics manager is often hired by the person's immediate family to keep them informed of the person's status when they cannot be there themselves.

Gross Premium

The premium paid by the policyholder

Guaranteed Rate Policy

Written agreement stating premium rate will not increase over time