Life Insurance

Life insurance is a key building block for financial security, and a necessity in protecting your family or business.

For your family, life insurance can mean a financially secure future if you’re not around. But more than that, whole and universal life insurance plans can have many uses - college funding, tax-favored retirement savings and collateral for loans. Term plans offer you low-cost, high-value coverage.

How much life insurance do you need???

It's not so easy to answer, after all how much are you worth if you're no longer here? Below is a great resource to help you decide how much life insurance coverage to consider. Use it as a guideline.

The Life and Health Insurance Foundation for Education (LIFE) is a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures. Click on the following links "Human Life Value Calculator" and their "Life Insurance Calculator" 

IMPORTANT NOTE:

Keep in mind that any calculator you use is for estimates only...Many times when you use calculators like these, the amount of life insurance suggested may be more expensive than you can afford or want to spend. Let us help you get the right amount of life insurance at the most competitive rates for you. We'll help you put a plan together that protects your family.

If you have questions, contact the life insurance professionals at Clark Insurance to design a life insurance program that meets your needs or call us at 207-523-2264 or our toll free number (800) 244-6257 to discuss. Thank you..